Buyers: Get Pre-approved

If you are looking to buy a home, please get pre-approved first!

Hey everybody, today we are starting a series on home buying, and we wanted to start with pre-approval. If you are going to buy a home, and you are not using cash, you need to be pre-approved for a mortgage. We’ve had so many people, so many clients, start looking at homes online, fall in love with a place, and then talk to a lender and find out that either: 1) they are not pre-approved for that amount, or 2) they are not comfortable with the monthly payments. So it is important that you get pre-approved before you start looking for a home.

This doesn’t include mortgage calculators. They are not accurate, or more specifically, do not provide you with an accurate picture of what your specific situation allows you to qualify for in a mortgage. So, talk to a lender. Do this early in the process. If you need a list of lenders, we have several that we have worked with before and will provide you with excellent service. We are happy to provide you with this list!

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